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Liability Risk for Directors in the Event of Interim Distributions to Shareholders

Court of Amsterdam 21 April 2010 (Kemp in his capacity as such/Idee et al.)

Distributions of Profits

Dutch companies, private limited companies (B.V.s) and public limited companies (N.V.s) may make distributions of profits to their shareholders as long as the statutory requirements are met. A distribution of profit requires first of all a resolution to that effect, passed by the body authorized thereto pursuant to the articles of association. In addition, distributions of profits are only permitted up to the amount of the freely distributable reserves (N.V.: Section 2:105 (2) of the Dutch Civil Code ("DCC"); B.V.: Section 2:216 (2) of the DCC. The reference date to establish whether this condition has been met is the day on which the distribution takes place. If this requirement has not been met, the resolution to distribute will be void and the shareholder must repay the amount to the company as unduly paid.

With regard to the N.V., the board of directors is obliged to draft an interim statement of assets and liabilities, from which it appears that the freely distributable reserves permit the proposed distribution (Section 2:105 (4) of the DCC. The interim statement of assets and liabilities must formally relate to figures on a date not earlier than the first day of the third month preceding the month in which the resolution to distribute is published. With regard to the B.V., such a balance sheet test is not prescribed, but it is recommended. In addition, the board of directors has to verify whether the freely distributable reserves available on the date of distribution allow for the distribution. If the general meeting was aware or should have been aware that losses suffered after the balance sheet date have reduced the reserves that were available at the time, this balance sheet may not be taken as a starting point.

In the proposal to distribute profits, the board of directors must also take the interests of the creditors of the company into account. In 1991 the Dutch Supreme Court already ruled in the Nimox judgment that if the sole shareholder of a company that was declared bankrupt afterwards passes a resolution to distribute all freely distributable reserves available, this may be unlawful towards the creditors.
Distributions of profits are made on the basis of the adopted annual accounts from which it appears that the company has reserves that are eligible for distribution. Besides, distributions to shareholders may take place chargeable to a reserve prescribed by the articles of association, and interim distributions may be made. Interim distributions of profits - during a current financial year with regard to annual accounts not yet adopted - may take place if permitted by the articles of association, and up to the amount of the freely distributable reserves. Interim distributions are regarded as an advance to the profit available after the adoption of the annual accounts, as a result of which, before the annual accounts over that financial year are established, a shareholder takes the risk that the amount that has been paid in excess must be repaid to the company.

Court of Amsterdam 21 April 2010 (Kemp in his capacity as such/Idee et al.)
On 21 April 2010 the Court of Amsterdam rendered an interlocutory judgment, which dealt with the risks for liability of a sole shareholder and director for losses of creditors because of authorized distributions of profit and of reserves.
In this case the following occurred. Idee, of which company Stoop was sole shareholder and sole director, was sole shareholder of Vezass Holding B.V. (Holding), which company holds shares in, inter alia, De Financiële Kamer B.V. (DFK), a company engaging in insurance brokerage activities. In its business management, businesses such as DFK must take into account a substantial reversed booking, with an annually varying amount, of commissions received in excess from insurance companies for brokered life insurances. Since the annual accounts over the financial year 2004 had not been adopted yet, on 30 June 2005 the sole shareholder of Holding resolved to make interim distributions of profits and a distribution of an amount chargeable to the share premium reserve to itself. On 5 September 2005 a resolution was passed to make another interim distribution of profits on the basis of an interim statement of assets and liabilities as per 30 June 2005, from which it appeared that there were sufficient freely distributable reserves. Next, since the annual accounts over the financial year 2005 had not been adopted yet, on 1 March 2006 Holding, as sole shareholder of DFK, resolved to make an interim distribution of profits. There was no interim statement of assets and liabilities as per 1 March 2006. As of September 2005 the results of the group as a whole declined, but DFK did not suffer a loss until September 2006. In August 2006 the bank provided a temporary extension of the credit facility until February 2007. In February 2007 the credit was terminated and next a petition for the bankruptcy of, inter alia, Holding and DFK was filed.

On the demand of the receiver, the Court ruled, inter alia, as follows:

  • It appears from the annual accounts over the financial year 2004, presented after the resolution to distribute and adopted on 30 June 2005, that there were sufficient freely distributable reserves and that the resolution was therefore validly passed. When determining whether Holding had sufficient freely distributable reserves, the results of Holding's participations do not have to be eliminated.
  • The resolution to distribute that was taken on 5 September 2005 was invalid, due to insufficient freely distributable reserves. The statement of assets and liabilities of 30 June 2005 that was attached as an annex to the resolution contained provisional figures that appeared to have been calculated too optimistically. However, the parties could agree to convert the invalid resolution into a valid resolution to distribute the amount that was permitted at the time.
  • Stoop and Idee may be liable as directors towards creditors for the preparation and execution of the unpermitted distributions, if they knew or should have known that this distribution of dividend would seriously jeopardize the continuity of the company. In that case the management may also manifestly have performed its duties improperly as meant in Section 2:248 of the DCC, on the basis of which the directors would be jointly and severally liable towards the estate for the amount of the debts. Whether the Court would rule accordingly depends on the analysis by an expert of the extent of the reversed booking for which a provision should have been included in the balance sheet: “[..] whether at the time when the three disputed dividend resolutions were adopted and executed the reversed booking was so big that Stoop and Idee seriously had to take into account that after the distributions would have been made the companies they managed would not have been able to meet their obligations anymore and subsequently would not offer any recourse for the loss that the creditors would suffer as a result thereof.”

Conclusions
Interim distributions of profits may appear to be invalid when the annual accounts over the financial year are adopted in which or with regard to which these distributions have been made. In that case, the shareholders must repay the unduly paid amounts.
Although a resolution to distribute may have been passed validly in itself, in the event of a bankruptcy directors run the risk of joint and several liability if it is ruled in a legal action that they have cooperated in the realization and execution of resolutions to distribute that may seriously damage the interests of creditors and may jeopardize the continuity of the company. Therefore, for each resolution to make a distribution to shareholders, boards would do well to draft a well-substantiated interim statement of assets and liabilities as per the distribution date, to include a provision for any substantial business risk and to explain the calculation of such provision in a written board resolution. Directors being requested by the company’s shareholders to cooperate with an interim distribution of profits may consider the following alternative. The company could provide its shareholders with an advance on the profits which it eventually will appear to realise, by means of a loan in stead of an interim dividend, part of which loan amount, which should exceed the realised profit amount appearing from the annual accounts with auditor’s statement, should be repaid once the annual accounts are adopted.

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Jan Schouten - Civil Law Notary

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E-mail: jan.schouten@kvdl.nl

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